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BTL is making available a €73 million Italian line of credit, specially designed for SMEs in the Tunisian private sector. This offer is governed by the Central Bank of Tunisia’s circular n°2013-06 dated 06/05/2013.

Financing of new productive capital goods and related services (engineering, transport, insurance, installation, training, technical assistance), as well as industrial licenses and patents of Italian origin.
Possibility of using up to 35% of the total amount of the credit line to finance new productive capital goods and related services of Tunisian origin, without the intermediation of Italian companies.
Allocation of up to 4 million euros to finance working capital and reschedule bank debt for SMEs.
Sectors eligible for financing: Industry, agriculture, fishing, forestry and services (with the exception of financial, commercial and tourism services). Tourism activities linked to agritourism, guesthouses, hotels and eco-cultural tourism are also eligible.

Loan conditions
  • Maximum interest rate of 2.5% p.a. for loans in euros.
  • Maximum interest rate of 4.5% p.a. for loans in Tunisian dinar. in Tunisian dinar.
  • Repayment terms: up to 10 years for investment loans with a maximum grace period of 3 years, up to 12 months for working capital loans, and up to 5 years for debt rescheduling loans.
  • For more information and to take advantage of this Italian credit line, please contact us. We’re here to help you grow your business.