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Do you have projects that are close to your heart, but you don’t have the financial means to carry them out immediately? Thanks to BTL’s ENJOY Savings Plan, you can realize your projects while saving.

Savings phase:

Open a savings plan with a minimum initial deposit of 100 dinars and add to it at your own pace (monthly or quarterly) with free payments (cash, cheques, transfers).
After 12 months, you can obtain a loan at a preferential rate if you have built up minimum savings of 2,000 dinars.

Credit phase:

With the ENJOY Savings Plan, you can borrow up to 4 times the amount of your savings, with a maximum of 15,000 dinars.
You benefit from an attractive rate and no proof of purchase required.
Repayments are made over a 3-year period, with monthly installments adapted to your repayment capacity.

Whether you’re a civil servant, a salaried employee, a self-employed professional, a shopkeeper, a craftsman, a company director or a pensioner, the ENJOY Savings Plan is a flexible and advantageous solution for realizing your projects and indulging yourself.