Savings phase:
Open a savings plan with a minimum initial deposit of 100 dinars and add to it at your own pace (monthly or quarterly) with free payments (cash, cheques, transfers).
After 12 months, you can obtain a loan at a preferential rate if you have built up minimum savings of 2,000 dinars.
Credit phase:
With the ENJOY Savings Plan, you can borrow up to 4 times the amount of your savings, with a maximum of 15,000 dinars.
You benefit from an attractive rate and no proof of purchase required.
Repayments are made over a 3-year period, with monthly installments adapted to your repayment capacity.
Whether you’re a civil servant, a salaried employee, a self-employed professional, a shopkeeper, a craftsman, a company director or a pensioner, the ENJOY Savings Plan is a flexible and advantageous solution for realizing your projects and indulging yourself.
