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General presentation

Created in 1984 as a development bank, BTL became a universal bank on October 20, 2005, offering all the products and services offered by Tunisian commercial banks, while capitalizing on its extensive experience in foreign trade financing (in Tunisian dinar and foreign currencies).

Over the past few years, BTL has successfully implemented a strategic development plan that has enabled it to position itself as a commercial bank with a regional dimension, serving Tunisian operators on both the local and international markets.

BTL’s commercial strategy is based on a diversified range of banking products and services, tailored to the specific needs and expectations of its customers.

Accession to the bank deposit guarantee fund :

Banque Tuniso-libyenne is a member of the Fonds de Garantie des Dépôts Bancaires FGDB, whose fundamental mission is to protect depositors through their compensation in the event that their deposits become unavailable, in accordance with the provisions of Law No. 2016-48 of July 11, 2016 relating to banks and financial institutions, and Government Decree No. 2017-268 of February 1, 2017 relating to the setting of rules for intervention, organization and operation of the bank deposit guarantee fund and the conditions for membership and compensation of depositors.

BTL and foreign trade

Since its creation in 1984, and unlike other development banks set up at the time, BTL has been authorized to finance foreign trade. The Bank has thus developed considerable expertise in supporting Tunisian exporters and importers doing business not only with Libya, but also with the rest of the world.

BTL and Global Banking

BTL is equipped with the T24 solution from Temenos, the world leader in this field. The integration of this new, secure and high-performance Global Banking information system has been successfully completed since 31/03/2014. We are proud to announce that the bank has recently adopted the new R23 version, updated at the end of 2023.

This strategic investment will propel the bank to new heights in banking services, reinforcing our commitment to digitalization and significantly improving the quality of service offered to our customers.

History of BTL


Creation of the Banque Arabe Tuniso-libyenne de Développement et de Commerce Extérieur by the Tunisian State and the Libyan Foreign Bank, one of the leading banking groups in the Maghreb and Africa, the bank's core business being the financing of equity transactions.


Launch of new banking products and services: operating loans, leasing


Implementation of a financial, organizational and institutional restructuring plan with a dual ambition: to grow in the service of our shareholders, customers and employees, and to build the bank of tomorrow.


Approval as a universal bank governed by law no. 2001-65 of July 10, 2001 on credit institutions


A new start for Banque tuniso-libyenne as a universal bank


Increase the bank's capital by 30,000,000 dinars to support its financial position and equity capital, develop its business and improve its indicators linked to the rules of prudent conduct.


Update of the bank's status following the promulgation of banking law no. 48 of 2016


New departure with the development of the trade finance business


Opening of BTL branches all along the Tunisian coast, bringing the number of branches open to 19 by the end of 2022.

Tribute to our leaders

General Manager

Executive Vice-President